DSCR loans: Your key to investment growth
Unlock the potential of your real estate investments with our specialized DSCR loans. Designed for savvy investors, these loans focus on property cash flow, not your personal income, offering a streamlined path to expanding your portfolio. Discover how MFG can help you achieve your financial goals.
Why choose DSCR loans?
DSCR (Debt Service Coverage Ratio) loans are a powerful tool for real estate investors. They provide a flexible and efficient financing option based on the income-generating potential of your property, rather than your personal tax returns.
No income verification
Qualify based on the property's cash flow, not your personal income. This simplifies the application process and opens doors for busy investors.
Fast & flexible financing
Benefit from quicker closings and flexible terms designed to meet the dynamic needs of real estate investors and diverse property types.
Expand your portfolio
Ideal for purchasing new rental properties, refinancing existing ones, or consolidating debt, enabling strategic portfolio growth.
Smart financing for real estate investors
At MFG, we understand the unique challenges and opportunities in commercial real estate. Our DSCR loan programs are crafted to empower you, providing the capital you need to seize opportunities and maximize returns on your rental properties.
How DSCR loans work
DSCR loans assess your property's ability to cover its debt service. If the property's net operating income (NOI) is sufficient to cover the mortgage payments, you're on your way to approval – no personal income statements required.
Program Highlights
- Loans up to $5mill
- 1-30 years term
- Up to 90% CLTV on purchase, up to 75% on rate/term refi and cash out
- No personal income/tax returns
- 1-50 units
- Rates as low as 6.0%
- No pre-payment penalty options available
- No min. FICO score/No DSCR options
Your partner in real estate
With MFG, you gain a trusted advisor dedicated to your success. We offer competitive rates, transparent processes, and personalized support to navigate the complexities of real estate finance. Let us help you streamline your investment journey.
